Terms & Conditions

Last updated: 11 June 2025

This website (phoebelay.com.au) is operated by Phoebe Lay, trading under the company: Targeted 360 Digital (ABN 316 452 750 92), based in Melbourne, Victoria. By accessing or using this site, you agree to be bound by the terms outlined below. If you do not agree with these Terms of Use, please refrain from using the site or any related services.

You agree to access and use this website only for lawful purposes. You must not attempt to damage, disable, or compromise the security of the site, nor access any information not intended for you. You must not interfere with any other person’s use of the site.

To access certain parts of the site (including paid content or memberships), you may be required to provide personal details. You agree to ensure that all information provided is accurate, current and complete. If we suspect false or misleading information has been submitted, we reserve the right to suspend or terminate access without notice.

This site is provided for personal, non-commercial use and for learning more about my work and services. You may not:

• Use the site or content for commercial purposes without written permission
• Co-brand or associate your own brand with mine without permission
• Frame, replicate or hyperlink to the site in a misleading or unauthorised way

You agree to cooperate if we ask you to remove any unauthorised use of our content, branding or links.

All content on this site – including text, visuals, audio, video, graphics, courses, downloads, and branding – is owned by Phoebe Lay or used with appropriate permission.

You may view and share blog posts, podcast episodes, and other content for non-commercial purposes, with proper credit. You may not copy, modify, upload, publish, or distribute the content without written consent.

Any logos, trademarks, and unique brand elements remain the exclusive property of Phoebe Lay and may not be used without permission.

This website and its content are protected by Australian and international copyright laws. Unless expressly allowed in writing, you may not copy or republish any content for commercial or public use.

If you’re accessing the site on behalf of a business or team, limited use for internal educational purposes is permitted, but redistribution, rebranding, or monetisation is not allowed.

This site may contain links to external websites for your convenience. I do not control or endorse the content of these third-party sites and am not responsible for their practices or accuracy. If you follow a hyperlink, you do so at your own risk.

Please make yourself aware of the terms and privacy policies of any third-party site you visit.

If you submit content to this site (such as testimonials, podcast guest applications, reviews, comments or suggestions), you grant Phoebe Lay a royalty-free, perpetual, and global licence to use, modify and share that content as part of my business.

You represent and warrant that you have the right to submit such content and that it will not infringe the rights of any other party. Personal information submitted will be handled in accordance with our Privacy Policy.

This site is intended for use by adults and is not directed at children under 18. I do not knowingly collect personal data from anyone under the age of 18 without parental consent.

If you are a parent and believe your child has submitted information, please contact me and I will remove it promptly.

I may update these Terms of Use at any time. Changes will be effective upon posting, and it’s your responsibility to check this page periodically. Continued use of the site indicates your acceptance of any updates.

You understand that Phoebe Lay cannot and does not guarantee that files available for download from the Internet will be free of viruses, worms, Trojan horses, or other harmful code. You are responsible for implementing sufficient procedures to meet your data accuracy requirements and maintaining external backups. Phoebe Lay assumes no responsibility or risk for your use of downloaded files or the Internet.

Phoebe Lay makes no express or implied warranties or endorsements regarding the site, services, or content. All materials are provided “as is” and “as available,” without warranty of any kind, including but not limited to merchantability, fitness for a particular purpose, title, or non-infringement. We do not guarantee uninterrupted, timely, secure, or error-free service or content accuracy, and errors may not be corrected.

To the fullest extent permitted by law, Phoebe Lay, Targeted 360 Digital Pty Ltd, and their affiliates, licensors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the site or services. Where liability cannot be excluded under applicable law, our total liability shall not exceed the greater of $100 or the amount you have paid for the relevant content, product, or service.

For any questions regarding these terms, please contact:

Phoebe Lay
hello@phoebelay.com.au
36-38 Gipps St, Collingwood, VIC, Australia